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Practical guides for people figuring out financial advice for the first time - what to look for, what to ask, and how to find someone you can actually trust with your money.

โœฆ Featured Article
Finding an Advisor

How to Find a Financial Advisor You Can Actually Trust

Most people spend more time researching a new TV than they do finding a financial advisor. Here's a clear framework for evaluating credentials, fee structures, and fit - so you can make a confident, informed choice.

9 min readApril 2026
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87%
Habits users are first-time advisor seekers
$265K
Average Habits user income
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Habits is always free for consumers
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Finding an Advisor

Fee-Only vs. Commission-Based Advisors: What's the Difference and Why It Matters

How your advisor gets paid shapes the advice you receive. Here's what each compensation model actually means for you - and the questions to ask before you commit.

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Getting Started

5 Signs You're Ready to Hire a Financial Advisor (Even If You Think You're Not)

You don't need to be wealthy to benefit from financial advice. These five signals suggest your money situation has gotten complex enough that professional guidance would pay for itself.

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Finding an Advisor

What Does a Financial Advisor Actually Do - and What Do They Charge?

The term "financial advisor" covers a lot of ground. Planners, wealth managers, brokers, and coaches all offer different services at very different price points. Here's how to tell them apart.

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Getting Started

How to Prepare for Your First Meeting with a Financial Advisor

Walking into a first advisor meeting unprepared is the fastest way to leave with a plan that doesn't actually fit your life. Here's exactly what to bring, what to say, and what to listen for.

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Life Events

When to Get a Financial Advisor: The Life Events That Make It Worth It

New job, marriage, a baby on the way, an inheritance, or a company exit - certain moments dramatically raise the stakes on financial decisions. Here's when professional advice has the biggest payoff.

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Life Events

What to Look for in a Financial Advisor at 30, 40, and 50

The right advisor at 32 is probably not the right advisor at 52. Your needs shift as your wealth, family, and goals evolve. Here's how to match your advisor criteria to your actual life stage.

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Everything in these guides points to the same thing: finding the right advisor for you. Habits does that in 2 minutes - free, with no obligation and no cold calls.

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You've done the reading. The next step is finding an advisor who fits you - your income, your goals, your stage of life. Habits makes that match in 2 minutes, for free.